Homeowners should be concerned about the health of their trees.

Who Is Responsible for Fallen Tree Damage? In most American states, if your tree or any part of it falls on your neighbors' property and causes damage to their property through no fault of your own (due to a snow storm, winds, hurricane, or other so-called"act of God"), you are not responsible. Your neighbors will have to file a claim with their own property insurer if they want to be reimbursed for their loss.

This will likely come as a surprise to your neighbors!Estimated Reading Time: 6 mins. Aug 11, A Tree Limb Fell on Our Neighbor’s Property: Here’s What Happened Next August 11th, by.

The second guy came on behalf of my wife and I, and he said he could get it done in the same about of time but that he would use a crane.

Malone Walker. This is a personal account of what one might do when a large piece of a tree falls into a neighbor’s backyard. For a more professional account, you can read this article about fallen tree removal. Sep 18, When Your Neighbor’s Policy Covers the Loss.

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If your tree falls onto your neighbor’s property, the first thing your neighbor should do is submit a claim with his or her own insurance company. Their insurance firm will usually be responsible and will handle all damages. If the tree fell due to nature, it’s almost always the case that the Estimated Reading Time: 4 mins. Feb 15, Trees can be tricky, but for the most part homeowners are responsible for what falls into their own yard.

So if a storm causes your neighbor’s tree to fall in your yard, your homeowners insurance could help cover the cost of removing the tree and remedying the damage it caused on your property, after your deductible.

The same is true in reverse: If a tree on your property falls in your Estimated Reading Time: 3 mins. Ina pair of neighbors in Rochester, NY, had a dispute about the status of an unsafe tree branch. The tree was firmly planted on one family’s property, but a foot branch hung into their neighbor’s yard.

Eventually, the neighbor who had the hazardous branch in.